I’m Ray. This is everything from the winter videos in one place: bills, heating, the help you might be owed, and what to do when something goes wrong. Plus the parts I never had time to film: the exact words to say to your supplier, the numbers to ring, and what not to do.
Warm first. Money second. Panic never.
Most people never find out what they could save, or what they’re owed. These are real figures from the official sources in the guide, and each one has its own chapter: who it’s for, what to do, and what to say.
The green notes tell you where to find it in the guide.
£9.99. Once. Checked for this winter.
Typical figures from the Energy Saving Trust, GOV.UK, Ofgem and Citizens Advice, checked 13 October 2026. Winter Fuel Payment is taken back if your income is over £35,000; payments not in Scotland. What you get depends on your home and circumstances. No promises, just the facts.
Know what you’re owed.
Every chapter starts with the worry, then tells you what to do, step by step, with the words to say and a source under every fact. Nothing to fill in except one page for your fridge.
“My bill is too high, and I don’t understand it.”The two numbers on every bill, and how to check one in five minutes.
“Should I switch or fix?”The rules that protect you, and five questions to ask first.
“Do I have to have a smart meter?”What you gain, what you might lose, and your right to say no.
“My supplier won’t listen.”Word-for-word scripts, and the free route to the Ombudsman.
“I’m scared to put the heating on.”Warm first. The settings that keep you comfortable without waste.
“My house is cold and draughty.”What’s worth the money, and how to check grants safely.
“There’s damp or mould.”The simple fixes, and when to call a professional.
“Is there help I’m not getting?”Winter payments, the Priority Services Register and supplier funds.
“I’m falling behind on my bills.”Payment plans, and when you can refuse a prepayment meter.
“I want to stay well this winter.”Your free winter jabs, and when to get help.
“Someone at the door feels wrong.”What to say, the Gas Safe card check, scams and the 159 number.
“The boiler’s stopped, or a pipe has frozen.”The two-minute fix, and what to do if a pipe bursts.
“Power cut, gas smell or carbon monoxide.”Who to ring, what to do first, and your power cut kit.
And the start of the guideFive things to do this week, and a month-by-month winter plan with the real dates.
The guide opens with them. Do them this week and you’ve dealt with the biggest winter risks.
Ray · winter 2026
I’m Ray, from the videos. After every one, people write in asking for the numbers, the words to say, and who to ring. This guide is that answer, written down once so you don’t have to pause and squint at the screen.
I’m not selling miracles or secret tricks. I’ve taken what Ofgem, the NHS, GOV.UK and Citizens Advice actually say, written it in simple, everyday words, in the right order, and named the source under every fact.
Launch price. Goes up to £20.99 when the timer runs out on Sunday 2 November.
No subscription. The 34-page PDF lands in your email as soon as you’ve paid. Read it on a phone or tablet, or print it at home.
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It’s general information, not professional advice. For gas, electrics or your health, always use a qualified professional. That’s Ray’s Rule.
Most of the facts are, spread across a dozen websites. You’re paying for it all in one place, in simple words, in the right order, with the words to say and the numbers to ring, and every fact checked and dated.
No. It’s a guide, not a workbook. There’s one optional page for your emergency numbers to stick on the fridge. Everything else is read and do.
No. It’s a PDF you can read on a phone or tablet, or print. The type is large and it prints fine in black and white.
It shows you where the money goes, what help exists and which jobs are worth doing, with typical figures and their sources. It doesn’t promise a saving, because that depends on your home and circumstances.
The facts were checked on 13 October 2026 for winter 2026 to 2027. Every section names its source so you can check again.
It’s written mainly for England and Wales. Some help schemes are different in Scotland, and the guide says where.